Investment Insights & Analysis
Navigating markets with clarity and conviction.
I’m Lance Pieper — an investor and financial planner exploring the intersection of macro trends, economics, & technology. I share frameworks and insights to help long-term investors navigate complexity.
Latest Writing
Recent essays and analysis from my Substack.
What I Write About
Topics I explore on my Substack and across my research.
Macro & Markets
Global economic trends, monetary policy, and how they shape investment opportunities.
Technology & Innovation
How emerging technologies create asymmetric upside and reshape entire industries.
Long-Term Thinking
Mental models, patience, and the compounding power of disciplined investing.
Interactive Tools
Tools to help you think through portfolio construction and financial planning.
Financial Planning Simulator
Model your financial future across thousands of randomized scenarios. Adjust savings rates, asset allocation, and withdrawal strategies to see the range of outcomes — not just the average.
Try it →Portfolio Regime Stress Tester
See how your portfolio allocation would have performed through the worst market crises of the last 50 years — from 1970s stagflation to the 2022 rate shock. Built on verified data from Shiller, LBMA, and EFA.
Try it →Stay in the loop
I publish new essays and analysis on Substack. Follow along for fresh perspectives on markets and investing.
Subscribe on Substack